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Buy Now Pay Later Platforms; Let Consumers Break their Purchases into Installment Payments without Interest or Fees

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  Buy now pay later platforms have become very popular in the recent past. Buy now pay later is a way to purchase goods on credit and pay for them usually after a set interest-free period, or in instalments. Users have to just enter their mobile and avail a personalized credit limit to confirm online purchases. Moreover, retail stores and e-commerce companies are partnering with buy now pay later platforms. Thus, customers can now select buy now pay later platforms as their payment options. For example, Klarna is taking its Buy Now Pay Later platform (BNPL) to a next level. In February 2021, the company announced that it will launch a bank account offering in Germany. This move makes Klarna the first BNPL firm to make such a move. Moreover, in July 2021, Japan's buy now, pay later firm Paidy rolled out a new discovery app to help users find what they want from thousands of digital retailers. The new app will give customers the option to use Paidy anywhere they want to shop. Cus...

Buy Now Pay Later Platforms; Let Consumers Break their Purchases into Installment Payments without Interest or Fees

Image
  Buy now pay later platforms have become very popular in the recent past. Buy now pay later is a way to purchase goods on credit and pay for them usually after a set interest-free period, or in instalments. Users have to just enter their mobile and avail a personalized credit limit to confirm online purchases. Moreover, retail stores and e-commerce companies are partnering with buy now pay later platforms. Thus, customers can now select buy now pay later platforms as their payment options. For example, Klarna is taking its Buy Now Pay Later platform (BNPL) to a next level. In February 2021, the company announced that it will launch a bank account offering in Germany. This move makes Klarna the first BNPL firm to make such a move. Moreover, in July 2021, Japan's buy now, pay later firm Paidy rolled out a new discovery app to help users find what they want from thousands of digital retailers. The new app will give customers the option to use Paidy anywhere they want to shop. Cus...